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Showing posts from July, 2016

Progressive Snapshot: Is it worth it?

I turned 25 last year, which in the highly mathematical and calculating eyes of the US insurance industry meant that I had suddenly matured into a much more responsible driver than I was at 24 years and 364 days of age. As a result, I expected my insurance rates to go down. Imagine my surprise when my insurance renewal notice from GEICO actually quoted a $50 increase in my insurance rates. To me, this was a clear signal that it was time to switch companies.Typically, I score really high on brand loyalty. I tend to stick with a brand for as long as possible, unless they really mess up. This qualified as a major mess up. As a result, I started shopping for insurance quotes.Two companies that quoted me significantly lower rates (30%–40% lower) were Progressive and Allstate. Both had an optional programme that could give me further discounts based on my consenting to the companies tracking my driving habits. Now, I am a careful driver – I hardly ever accelerate hard. I hate using the brak…

On Being Bored

I’m bored.Now, Neil Gaiman would probably claim that I should be at my peak creativity because boredom, according to him, causes the mind to think in ways it would not ordinarily think. This, however, is not the case.I think I’m getting stupider as time goes by and I blame the internet and the always-connected nature of our life for this. Now, I no longer am just bored – I’m bored and stupid.Just ten years ago, I did not have even a mobile phone, let alone a “smart” phone. Ten years ago, I had to carry around every single fact, figure, and detail in my head if I had to carry on a conversation. Now, I just tend to look things up on my phone or on the internet, so I don’t have to remember anything any more. Some may say that it is a great thing, that this frees up my mind to perform other more important tasks. This is a lie – my mind has simply become conditioned to not remember things; any cognitively challenging task is simply brushed aside.Ten years ago I could effortlessly stay invo…