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Showing posts from July, 2016

Progressive Snapshot: Is it worth it?

I turned 25 last year, which in the highly mathematical and calculating eyes of the US insurance industry meant that I had suddenly matured into a much more responsible driver than I was at 24 years and 364 days of age. As a result, I expected my insurance rates to go down. Imagine my surprise when my insurance renewal notice from GEICO actually quoted a $50 increase in my insurance rates. To me, this was a clear signal that it was time to switch companies. Typically, I score really high on brand loyalty. I tend to stick with a brand for as long as possible, unless they really mess up. This qualified as a major mess up. As a result, I started shopping for insurance quotes. Two companies that quoted me significantly lower rates (30%–40% lower) were Progressive and Allstate. Both had an optional programme that could give me further discounts based on my consenting to the companies tracking my driving habits. Now, I am a careful driver – I hardly ever accelerate hard. I hate...

On Being Bored

I’m bored. Now, Neil Gaiman would probably claim that I should be at my peak creativity because boredom, according to him, causes the mind to think in ways it would not ordinarily think . This, however, is not the case. I think I’m getting stupider as time goes by and I blame the internet and the always-connected nature of our life for this. Now, I no longer am just bored – I’m bored and stupid. Just ten years ago, I did not have even a mobile phone, let alone a “smart” phone. Ten years ago, I had to carry around every single fact, figure, and detail in my head if I had to carry on a conversation. Now, I just tend to look things up on my phone or on the internet, so I don’t have to remember anything any more. Some may say that it is a great thing, that this frees up my mind to perform other more important tasks. This is a lie – my mind has simply become conditioned to not remember things; any cognitively challenging task is simply brush...